• Is the Halifax Equity Release Plan Still Available for Pensioners?

    By Mark Gregory on

    Borrowing into, or actually in-retirement is a contentious issue in 2016. We’ve had the credit crunch more than 7 years ago now, which saw as result the FCA demand a tightening on lending criteria. This had a consequential effect on post retirement mortgage market. It was understandable that the causes of the crash were remedied, however the knock on effect to other sectors of the mortgage market, may not be so. Here, we discuss the effect on lenders of the FCA imposed Mortgage Market Review (MMR). We explain how specialist retirement mortgage products such as…

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