Medical experts spend a lot of time telling us how important it is to be flexible in later life.
The adage of ‘use it or lose it’ couldn’t be truer when it comes to staying mobile and active as we get older.
Flexibility gives us options and choices. We can try to keep up with the grandchildren, go for long walks or continue to do simple things - like carry the shopping. For the more adventurous amongst us, we could tick something off the ‘bucket list’ – like swimming with dolphins?
According to a recent survey in the Daily Mail, swimming with dolphins is No.5 in our top 40 of ‘must do’ experiences.
Flexibility allows us to do more of what we want and gives us more independence and control over our lives.
Flexibility is also important in the financial decisions we make. We want to make choices that are right for us and tailored to our needs.
More and more older homeowners are turning to equity release to help them discover financial freedom by assessing some of the hard-earned money that is tied up in the value of their homes.
At Equity Release Supermarket we find that many of our clients are amazed by how flexible plans are and the options that are available to them.
Just because you are older, doesn’t mean that your life won’t change in the future and so it’s important to have an equity release plan that will change with you. For example, you can choose a plan that allows you to:
- Make interest payments or overpayments – enabling you to reduce the final amount to be repaid when your plan ends – allowing you to pass more of your estate onto your beneficiaries (such as your children or family and friends). It’s important to remember though that equity release will reduce the value of your estate.
- Switch plans in the future – which means that you may be able to move to a lower interest rate and save money.
- Guarantee an inheritance - giving you the peace of mind of knowing exactly how much of your home’s value will pass onto your loved ones.
These are just a few of the many flexible features that equity release plans can now offer you.
As our name suggests, we’ll shop around and find the best deal for you from the whole marketplace.
Your local adviser will arrange a meeting in the comfort of your own home, or you can chat over the ‘phone – whichever is best for you - at a time that suits you.
Plus, there is no charge for our first meeting but if you do go-ahead, then we guarantee that our fee for advice will never be more than £995 and only payable on the completion of a successful application.
So why not take the next step and speak to your local adviser today?
Getting in-touch couldn’t be easier.
Your local, expert adviser at Equity Release Supermarket can be located on our website, or you can call our Freephone number 0800 678 5955 or email them using firstname.lastname@example.org and they’ll get straight back to you.