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Melton Building Society


Melton Building Society was founded in 1875 and has been serving the people of Melton Mowbray ever since.

As a small independent, mutual society, Melton places its members at the heart of everything it does.

Melton also prides itself on the contribution it makes to the communities it serves, including supporting local charities not only financially, but also voluntarily.

Melton offers a single discounted rate RIO mortgage for borrowers over the age of 65. Unlike other RIO lenders there are no minimum income or equity requirements. The maximum loan-to-value (LTV) is 50% and the applicants must put a financial LPA in place.

As is common with the RIO lenders, affordability is assessed on both incomes for joint borrower and so both applicants must be able to afford to make monthly interest repayments.


Call us anytime

We understand that with different options to choose from, it can be difficult to find the right home reversion plan provider for you. That’s why our team of expert and impartial advisers are on hand to answer all your questions and find the right solution for you. It costs nothing to give us a call and the first and only person you’ll speak to is your local adviser. That’s because we don’t have call centres. Just highly qualified and experienced advisers ready to help you.