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Bank of Ireland


Bank of Ireland is one of the ‘big four’ traditional Irish banks and was founded by Royal Charter in 1783.

Its retirement mortgages are available in the UK through the Post Office financial service brand and are known as the ‘Post Office Retirement Link’. Like a traditional mortgage, you can choose an interest-only or capital repayment plan and monthly payments are then made to repay the loan to the end of the agreed term.

As with any mortgage, your ability to repay it will be assessed using your income and credit rating.

The interest-only option is designed for those who want a mortgage in retirement and are looking to downsize in the future as the mortgage must be fully repaid by the time you reach 80.

The repayment option allows you to borrow until age 90, plus it also offers a more generous loan amount based on the value of your property, which must be your main residence.


Call us anytime

We understand that with different options to choose from, it can be difficult to find the right home reversion plan provider for you. That’s why our team of expert and impartial advisers are on hand to answer all your questions and find the right solution for you. It costs nothing to give us a call and the first and only person you’ll speak to is your local adviser. That’s because we don’t have call centres. Just highly qualified and experienced advisers ready to help you.