Equity Release Calculator For Buy-To-Let Mortgages

Mark Gregory

Checked for accuracy and updated on 13 July 2023

Try our free equity release calculator for buy-to-let mortgages

How to use our buy-to-let equity release calculator

Easily get an equity release quote with our buy-to-let calculator for equity release. To get an instant estimate of the maximum you could borrow on a buy-to-let lifetime mortgage, simply add in the following to our equity release calculator below:

• The value of your property (this must be a minimum of £70,000 and in the UK)
• The age of the youngest homeowner (they must be at least 55 years old)
• Your postcode

With our equity release calculators, just your property details are required for you to see how much you could release from a buy-to-let mortgage. Once you’ve filled in the information, your buy-to-let equity release calculator results are shown instantly in an easy-to-read table.

You can also find personalised calculations for all other eligible equity release plans when you use smartER, an innovative equity release tool that provides real-time calculations across the entire market.

An introduction to buy-to-let mortgages

Do you have a single buy-to-let (BTL) property or an established property portfolio? You could use a buy-to-let equity release plan as a way to raise capital funds, whether that’s to make improvements to your existing BTL property or to purchase a new one. The choice is yours.

So, what are the main benefits to a buy-to-let mortgage? Rather than selling existing buy-to-let properties to raise funds for retirement, and incurring potential capital gains tax, landlords are increasingly using buy-to-let lifetime mortgages to help mitigate their tax position.

Our specialist buy-to-let plans are designed to help landlords over the age of 55 find alternative sources of funding as and when you need it. By taking a tax-free lump sum from your buy-to-let property investment, your rental income is unaffected, and the cash could be used to invest in further properties, or for lifestyle purposes as required.

How to compare buy-to-let mortgages

Looking to compare buy-to-let mortgages? You can research the full range of buy-to-let mortgages currently available to you using our compare deals functionality – a tool that’s only available at Equity Release Supermarket.

You’ll be able to view all the available buy-to-let mortgage interest rates, along with their features and any offers from all lenders across the equity release marketplace. Alternatively, try our free intelligent smartER equity release research tool, which allows you to conduct your own research on buy-to-let plans across the whole of the later life market.

Looking to see how much you could release from your property with a different equity release plan? Take a look at our equity release calculator page to receive an estimate for all your eligible plans.

Please note, the majority of over 55 buy-to-Let mortgages are unregulated, they share similar characteristics with a Lifetime Mortgage, however they are not defined as a Lifetime Mortgage by the FCA. To understand the features and risks, please ask for a personalised buy-to-let mortgage illustration.