Equity release calculators

You can quickly calculate how much equity you could release from your home with our equity release calculator range. To get you started, why not use our quick calculator, to get an idea of the maximum you could borrow?

How to use the quick equity release calculator

To get an idea of the maximum you could borrow with equity release, you simply need to input the following:

• The value of your property, which must be a minimum of £70,000 and in the UK
• The age of the youngest homeowner, which must be at least 55
• Your postcode, to understand the location of the property

We need this information as these are the criteria that lenders use when deciding how much money you can borrow.

Your equity release calculator results not only show you how much you could borrow with a lifetime mortgage (the most popular type of equity release plan), but you can also see how much money you could get using an enhanced plan (if you have any health conditions) and an interest-only plan (where you make monthly interest repayments).

At Equity Release Supermarket, we offer you a comprehensive equity release calculator range, so that you can get an idea of how much money you could receive across all the different lifetime mortgages available as well as from retirement interest-only (RIO) mortgages.

To help you understand how equity release could affect you in the future, we’ve also developed a range of analysis calculators.

All of our equity release calculators are listed at the side of this page.

Which equity release calculator do I need?

That depends upon the type of equity release plan you are interested in. If you’re not sure, why not learn more about our range of plans first?

An introduction to equity release

Lifetime mortgages, (the most popular type of equity release plans), are a way for homeowners who are 55+ to access some of the equity that has built up in their homes over the years as they have gradually repaid their mortgages.

For example, if your home is worth £300,000 and you have fully repaid your mortgage, then you have £300,000 of equity in your property.

Read more about how they work and the different types of plans that are available on our Lifetime Mortgages page.

Want to compare all the equity release deals?

If you’d like to research all the lifetime mortgages that are currently available, then feel free to use our ‘Compare Deals’ functionality which is only available at Equity Release Supermarket.

You’ll be able to see the plan interest rates, along with their features and any offers from all the lenders across the equity release marketplace.

These are lifetime mortgage and home reversion schemes. To understand their features and risks ask for your personalised illustration.