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Our range of equity release calculators

At Equity Release Supermarket, the most common question we’re asked is "how much can I borrow?"

Thankfully, it’s easy to see how much you can release from the value in your home using one of our free online equity release calculators. Just give us a few basic details and we will give you an indication of how much you could release from your home.

But our range of calculators don’t stop there. We’ve also developed some more specific ones that let you understand the impact on your finances if, for example, you’re looking to switch plans, or you want to get an idea of how equity release could impact the inheritance you leave behind.


Which equity release calculator do I need?

That depends upon the type of equity release plan you are interested in. If you’re not sure, why not learn more about our range of plans first?

Lump Sum

This plan is usually chosen when you want a one-off, lump sum of money and don’t think you’ll need more money in the future. Lump sum plans have the flexibility of choosing whether you want to make repayments, or allow the interest to roll-up.

Lump sum plan calculator

Interest Only

Take a lump sum of money and make regular monthly interest repayments for the life of your plan with no proof of income. When an interest-only lifetime mortgage ends the final amount to be repaid is simply the initial amount borrowed.

Interest-only calculator

Enhanced

Enhanced plans could allow you to borrow more if you have health conditions. The amount is based on your health and lifestyle, where more severe health conditions could generate a higher maximum lump sum.

Enhanced calculator

Home Reversion

An equity release scheme where you sell a percentage of you home to a lender in return for cash lump sum and a lifetime tenancy. These plans can potentially offer a higher lump sum than a lifetime mortgage.

Home reversion calculator

Buy-to-let

If you have a buy-to-let property or portfolio, you could release money from these investments tax efficiently using specialist buy-to-let equity release plans.

Buy-to-let calculator

Holiday or second home

With increasing flexibility you can now use equity release to buy a second or holiday home, or even release money from a UK based second/holiday home you already own.

Holiday/second home calculator

Switch plans

If you’ve had an equity release plan for some time, you may be able to switch to a better deal and potentially save thousands of pounds over the life of your new scheme. This calculator will identify your break even point and how much you could potentially save over the long term.

Switch plans calculator

Voluntary repayment

A relatively new type of lifetime mortgage that’s becoming very popular. They allow you to make ad-hoc repayments upto a maximum of 15% of your original loan amount each year with no penalty. These repayments could dramatically reduce the final amount to be repaid.

Voluntary repayment calculator

Remaining equity

Are you concerned about how lifetime mortgages – the most popular type of equity release plans - could affect the inheritance you leave behind? Create your own scenarios to find out what you could potentially leave your estate.

Remaining equity calculator

Call us anytime

Our range of equity release calculators are designed to give you an idea about how lifetime mortgages and other equity release plans could help you. Please remember that they are only a guide. Your local expert adviser is on hand to answer all your questions and find the right plan for you. If you’re ready, why not call them now?

Call us anytime

Our range of equity release calculators are designed to give you an idea about how lifetime mortgages and other equity release plans could help you. Please remember that they are only a guide. Your local expert adviser is on hand to answer all your questions and find the right plan for you. If you’re ready, why not call them now?


These are lifetime mortgage and home reversion schemes. To understand their features and risks ask for your personalised illustration.