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Best Equity Release Providers 2023

How to use the equity remaining equity release calculator

Equity release allows homeowners over 55 to access the money locked up in the value of their homes. There are 2 types of equity release schemes available: lifetime mortgages and home reversion.

Lifetime mortgage plans vary widely to meet your individual needs and circumstances. There are now 221 different lifetime mortgage plans to choose from.*

Here we provide a comprehensive list of all the equity release providers from high street names to the smaller specialists.

Let’s look at the lifetime mortgage lenders.

*Equity Release Council Spring Report, March 2019.

Lender specific calculators

Each lifetime mortgage lender has their own maximum loan-to-value criteria. To find out how much you could borrow with a provider, simply select your preferred lender and use our lender specific calculator. This will provide you with an estimate of your maximum release of equity.

To compare mortgages across different lenders, use our Compare Deals page (only available at Equity Release Supermarket). You’ll be able to see interest rates and any offers from lenders across the equity release marketplace. Alternatively, try our free intelligent smartER research tool, which allows you research plans across the whole of the later life market.

Canada Life
Just Retirement
Legal and General
Pure Retirement
Scottish Widows
Standard Life

Home Reversion & Retirement Mortgage Providers

While lifetime mortgages providers dominate the equity release market, there are lots of other lenders who specialise in providing alternative later life lending products.