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Home Reversion Calculator
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Mark Gregory
Checked for accuracy and updated on 31 October 2023

Equity Release Calculator For Home Reversion Plans

Try our free equity release calculator for home reversion plans



How to use our home reversion equity release calculator

It couldn't be easier to use our home reversion calculator for equity release. To get an instant estimate of the maximum you could borrow on a home reversion plan, simply add in the following to our equity release calculator:

  • The value of your property (which must be a minimum of £50,000 and in the UK)
  • The age of the youngest homeowner (they must be at least 50 years old)
  • Your postcode
  • The percentage of your home’s equity you want to release (up to 100%)
  • Whether you are applying by yourself or in joint names

With our equity release calculators, only your property details are required for you to see how much you could release from a home reversion plan. Once you’ve filled in the information, your home reversion equity release calculator results are shown instantly in an easy-to-read table.

You can also find personalised calculations for all other eligible equity release plans when you use smartER, an innovative equity release tool that provides real-time calculations across the entire market.

An introduction to home reversion plans

Home reversion plans were the forebearer of today's modern lifetime mortgages. While lifetime mortgages do offer bigger lump sums and flexible features that can be tailored to your individual needs, home reversion plans remain a good option to consider, especially if your property type is not suitable for a lifetime mortgage or you wish to protect a guaranteed percentage of your property for your beneficiaries.

So, how does it work? A home reversion equity release plan is where you sell a percentage of your property to the lender (reversion provider) in exchange for a tax-free lump sum and lifetime tenancy. Any amount unsold is still retained by you, so when the property is eventually sold, your beneficiaries inherit that percentage value of the home.

The older the last homeowner is, the more tax-free cash they will have access to on a home reversion plan. This is because the home reversion provider is likely to receive their share of the property proceeds sooner.

How to compare home reversion plans

Looking to compare home reversion plans? You can research the range of home reversion plans currently available to you using our compare deals functionality – a tool that’s only available at Equity Release Supermarket.

You’ll be able to view all available home reversion plan interest rates, along with detailed features and offers from all lenders across the equity release marketplace. Alternatively, try our free intelligent smartER equity release research tool, which allows you to conduct your own research on home reversion plans across the whole of the later life market.

Looking to see how much you could release from your property with a different equity release plan? Take a look at our equity release calculator page to receive an estimate for all your eligible equity release plans.


Let’s make it personal

Your home reversion equity release calculator results may not be what you were expecting, but it’s important to remember they are only a guide. Your local expert adviser is on hand to answer all your questions and find the right plan for you. If you’re ready, why not call them now?



The home reversion scheme results shown in your calculation are only for illustrative purposes and cannot be guaranteed. To understand the features, benefits and risks of a home reversion plan, please contact us and ask for your own individual, personalised illustration.