Just Retirement are an established lifetime mortgage lender with a strong presence in the post retirement marketplace. Specialising traditionally in providing retirement income via annuities, they have naturally used the receipt of these pension funds to branch out to lending money in the form of equity release schemes. Having its own equity release funding model comes with its advantages and has proved the strength of the company in this increasing competitive lifetime mortgage marketplace.
They are not only a lender, but also fund other equity release companies products. Just Retirement offer traditional roll-up lifetime mortgages ranging from drawdown lifetime mortgages, to lump sum plans and also impaired equity release plans. Here Just Retirement use their experience of medical underwriting on cases where applicants have poor health and can therefore receive a higher maximum lump sum of equity.