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Equity Release Compare Deals Voluntary Payment

Compare Lifetime Mortgage Deals

Equity Release Supermarket offer the ability to research later life lending deals from across the whole marketplace. This section is dedicated to voluntary repayment lifetime mortgage plans.

Select which plan you would like to compare

Compare Voluntary Repayment Lifetime Mortgage Deals

Voluntary repayment lifetime mortgages allow optional repayments of upto 40% per annum of the amount borrowed. Both interest and capital can therefore be repaid. This flexibility helps manage the future balance and the final amount repaid to the lender. Find out more

Voluntary repayment lifetime mortgages allow optional repayments of upto 40% per annum of the amount borrowed. Both interest and capital can therefore be repaid. This flexibility helps manage the future balance and the final amount repaid to the lender. Find out more

Provider Product Type Rate APR Incentive
OneFamily Voluntary Payment Lite Variable 2.80% 3.00%
Yes
  • Free Valuation
More info Get quote
OneFamily Voluntary Payment Lite Fixed 2.80% 3.00%
Yes
  • Free Valuation
More info Get quote
Canada Life Lifestyle Select Lite Fixed 2.93% 3.08%
Yes
  • Free Valuation
More info Get quote
Canada Life Lifestyle Select Lite Flexi Fixed 2.93% 3.08%
Yes
  • Free Valuation
More info Get quote
Aviva Lifestyle Flexible Option Fixed 2.96% 3.10%
Yes
  • Free Valuation
More info Get quote
Aviva Lifestyle Flexible Option - £500 cashback Fixed 2.98% 3.10%
Yes
  • Free Valuation
  • Cashback
More info Get quote
LV= Lump Sum+ Lite 1% Cashback (Fee Free) Fixed 3.14% 3.10%
Yes
  • Free Valuation
  • Free Application
More info Get quote
LV= Lump Sum+ Lite Fixed 3.14% 3.10%
Yes
  • Free Valuation
  • Free Application
More info Get quote
Aviva Lifestyle Flexible Option - £1000 cashback Fixed 3.11% 3.20%
Yes
  • Free Valuation
  • Cashback
More info Get quote
LV= Drawdown+ Lite Fixed 3.13% 3.20%
Yes
  • Free Valuation
  • Free Application
More info Get quote
LV= Lump Sum+ 1% Cashback (Fee-Free) Fixed 3.24% 3.20%
Yes
  • Free Valuation
  • Free Application
More info Get quote
Canada Life Lifestyle Select Gold Fixed 3.11% 3.27%
Yes
  • Free Valuation
More info Get quote
Canada Life Lifestyle Select Gold Flexi Fixed 3.11% 3.27%
Yes
  • Free Valuation
More info Get quote
LV= Lump Sum+ (Fee Free) Fixed 3.23% 3.30%
Yes
  • Free Valuation
  • Free Application
More info Get quote
Canada Life smartER Super Lite Fixed 3.24% 3.37%
Yes
  • Cashback
  • Free Valuation
  • Free Application
More info Get quote
Pure Retirement Classic Elite Super Lite Fixed 3.31% 3.38%
Yes
  • Free Valuation
  • Free Application
More info Get quote
OneFamily Voluntary Payment Standard Variable 3.20% 3.40%
Yes
  • Free Valuation
More info Get quote
Legal & General Premier Flexible Black Fixed 3.29% 3.40%
Yes
  • Cashback
  • Free Valuation
  • Free Application
More info Get quote
Canada Life smartER Lite Fixed 3.29% 3.42%
Yes
  • Free Valuation
  • Free Application
More info Get quote
More2life Flexi Choice Premier Super Lite Fixed 3.31% 3.42%
Yes
  • Free Valuation
  • Free Application
More info Get quote
More2life Capital Choice Lite Fixed 3.32% 3.44%
Yes
  • Free Valuation
  • Free Application
More info Get quote
Pure Retirement Classic Super Lite Fixed 3.30% 3.46%
Yes
  • Free Valuation
  • Free Application
More info Get quote
More2life Capital Choice Fixed 3.35% 3.47%
Yes
  • Cashback
  • Free Valuation
  • Free Application
More info Get quote
More2life Flexi Choice Super Lite Fixed 3.30% 3.48%
Yes
  • Free Valuation
  • Free Application
More info Get quote
More2life Flexi Choice Lite Fixed 3.38% 3.50%
Yes
  • Free Valuation
  • Free Application
More info Get quote
Legal & General Flexible Black Fixed 3.39% 3.50%
Yes
  • Cashback
  • Free Valuation
  • Free Application
More info Get quote
Scottish Widows Bank Lifetime Mortgage LS1 Fixed 3.44% 3.50%
Yes
  • Cashback
  • Free Valuation
  • Free Application
More info Get quote
Scottish Widows Bank Lifetime Mortgage LS2 Fixed 3.49% 3.50%
Yes
  • Cashback
  • Free Valuation
  • Free Application
More info Get quote
More2life Flexi Choice Premier Lite Fixed 3.39% 3.51%
Yes
  • Free Valuation
  • Free Application
More info Get quote
Legal & General Flexible Pink Fixed 3.43% 3.60%
Yes
  • Cashback
  • Free Valuation
  • Free Application
More info Get quote
Legal & General Premier Flexible Yellow Fixed 3.47% 3.60%
Yes
  • Cashback
  • Free Valuation
  • Free Application
More info Get quote
Scottish Widows Bank Lifetime Mortgage LS3 Fixed 3.55% 3.60%
Yes
  • Cashback
  • Free Valuation
  • Free Application
More info Get quote
More2life Capital Choice Plus Fixed 3.51% 3.64%
Yes
  • Cashback
  • Free Valuation
  • Free Application
More info Get quote
Legal & General Flexible Yellow Fixed 3.57% 3.70%
Yes
  • Cashback
  • Free Valuation
  • Free Application
More info Get quote
Scottish Widows Bank Lifetime Mortgage LS4 Fixed 3.64% 3.70%
Yes
  • Cashback
  • Free Valuation
  • Free Application
More info Get quote
Just Retirement Just For You Lifetime Mortgage Fixed 3.65% 3.70%
Yes
  • Cashback
  • Free Valuation
  • Free Application
More info Get quote
Pure Retirement Heritage Freedom 20 Plus Fixed 3.65% 3.71%
Yes
  • Cashback
  • Free Valuation
More info Get quote
Legal & General Flexible Turquoise Fixed 3.67% 3.80%
Yes
  • Cashback
  • Free Valuation
  • Free Application
More info Get quote
Scottish Widows Bank Lifetime Mortgage LS5 Fixed 3.69% 3.80%
Yes
  • Cashback
  • Free Valuation
  • Free Application
More info Get quote
Pure Retirement Heritage Freedom 40 Plus Fixed 3.75% 3.82%
Yes
  • Cashback
  • Free Valuation
More info Get quote
Legal & General Flexible Teal Fixed 3.77% 3.90%
Yes
  • Cashback
  • Free Valuation
  • Free Application
More info Get quote
Scottish Widows Bank Lifetime Mortgage LS6 Fixed 3.79% 3.90%
Yes
  • Cashback
  • Free Valuation
  • Free Application
More info Get quote
Pure Retirement Heritage Freedom 20 Max Fixed 3.76% 3.94%
Yes
  • Cashback
  • Free Valuation
More info Get quote
Pure Retirement Heritage Freedom 20 Max Plus Fixed 3.77% 3.95%
Yes
  • Cashback
  • Free Valuation
More info Get quote
Legal & General Flexible Blue Fixed 3.83% 4.00%
Yes
  • Cashback
  • Free Valuation
  • Free Application
More info Get quote
Legal & General Flexible Navy Fixed 3.90% 4.00%
Yes
  • Cashback
  • Free Valuation
  • Free Application
More info Get quote
Pure Retirement Heritage Freedom 40 Max Fixed 3.86% 4.05%
Yes
  • Free Valuation
  • Cashback
More info Get quote
Pure Retirement Heritage Freedom 40 Max Plus Fixed 3.87% 4.06%
Yes
  • Cashback
  • Free Valuation
More info Get quote
Pure Retirement Heritage Freedom 40 Midi Fixed 3.97% 4.16%
Yes
  • Cashback
  • Free Valuation
More info Get quote
Legal & General Flexible Indigo Fixed 4.09% 4.20%
Yes
  • Cashback
  • Free Valuation
  • Free Application
More info Get quote
Pure Retirement Classic Lump Sum Supreme Fixed 4.22% 4.35%
Yes
  • Free Valuation
  • Free Application
More info Get quote
Legal & General Flexible Violet Fixed 4.54% 4.70%
Yes
  • Free Valuation
  • Free Application
More info Get quote
Pure Retirement Classic Lump Sum Supreme Plus Fixed 4.60% 4.75%
Yes
  • Free Valuation
  • Free Application
More info Get quote
Pure Retirement Heritage Supreme Fixed 4.63% 4.85%
Yes
  • Cashback
  • Free Valuation
More info Get quote
Pure Retirement Heritage Supreme (1% Cashback) Fixed 4.83% 4.99%
Yes
  • Cashback
  • Free Valuation
More info Get quote
OneFamily Voluntary Payment Standard Fixed 4.79% 5.10%
Yes
  • Free Valuation
More info Get quote
Pure Retirement Heritage Supreme (2% Cashback) Fixed 5.03% 5.15%
Yes
  • Cashback
  • Free Valuation
More info Get quote
Canada Life Voluntary Select Gold Fixed 4.93% 5.16% No More info Get quote
Pure Retirement Heritage Supreme Plus Fixed 5.76% 6.03%
Yes
  • Cashback
  • Free Valuation
More info Get quote
Canada Life Second Home Voluntary Select Fixed 5.82% 6.10% No More info Get quote
Canada Life Over 55 Landlord Voluntary Select Fixed 5.82% 6.10%
Yes
  • Free Valuation
More info Get quote
Pure Retirement Heritage Supreme Plus (1% Cashback) Fixed 5.96% 6.18%
Yes
  • Cashback
  • Free Valuation
More info Get quote
Canada Life smartER Platinum Plus Fixed 6.01% 6.26%
Yes
  • Free Valuation
  • Free Application
More info Get quote
Pure Retirement Heritage Supreme Plus (2% Cashback) Fixed 6.16% 6.34%
Yes
  • Cashback
  • Free Valuation
More info Get quote
More2life Prime Max Fixed 6.60% 6.87%
Yes
  • Free Valuation
  • Free Application
More info Get quote
Canada Life Lifestyle Select Platinum 3% Cashback Fixed 6.67% 6.90%
Yes
  • Cashback
  • Free Valuation
More info Get quote
Pure Retirement Heritage Supreme Max Fixed 6.70% 7.03%
Yes
  • Cashback
  • Free Valuation
More info Get quote
Pure Retirement Heritage Supreme Max (1% Cashback) Fixed 6.90% 7.17%
Yes
  • Cashback
  • Free Valuation
More info Get quote
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These are lifetime mortgage schemes offering a flexible payment option. To understand their features, benefits and risks, please contact Equity Release Supermarket for a personalised, key facts illustration. All quotes can be tailored to your own circumstances and you are under no obligation to proceed.