Just Retirement are an established lifetime mortgage lender with a strong presence in the post retirement marketplace. Specialising traditionally in providing retirement income via annuities, they also lend money in the form of equity release schemes. Having its own equity release funding model comes with its advantages and has proved the strength of the company in this increasingly competitive lifetime mortgage marketplace.
They are not only a lender, but also a funder to other equity release companies who've developed their own product ranges. Just Retirement offer traditional roll-up lifetime mortgages ranging from drawdown, lump sum and interest only lifetime mortgages to enhanced lifetime mortgage plans.
The 'Just For You' range of lifetime mortgage plans offer a tailored approach to designing your own equity release scheme with many available options including voluntary payments.
Just now provide one plan that can integrate multiple features which can be individually selected based on your requirements. There are five loan-to-value tiers, each of which will determine the level of borrowing available and the interest rate charged.