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The Retirement Bridge Group own and manage over 4,500 home reversion plans.

Bridgewater Equity Release, which is one of the largest companies within the Group, was originally established in 1912 and now provides a range of home reversion schemes to UK homeowners.

Retirement Bridge are regulated by the Financial Conduct Authority members of the Equity Release Council (ERC), with a member of their group – Home & Capital - being one of The ERC’s founder members.

Bridgewater now offer a range of home reversion products, focussed around whether a rent is paid by the tenant. The three versions include the option of no rent, fixed rent or escalating rent. Effectively, the greater the rent paid, the higher the potential lump sum released by Bridgewater.

For those seeking to leave a guaranteed inheritance for their loved ones, home reversion plans still have their part to play. While their popularity has reduced and now very few are taken out, home reversion plans can still offer a guaranteed inheritance and are available on properties that most lifetime mortgage lenders may not accept.

Do the high street banks offer lifetime mortgages?

The ‘big 6’ high street banks - that is Halifax, Barclays, Lloyds, HSBC, Santander and Royal Bank of Scotland (RBS) don’t currently offer lifetime mortgages or other equity release plans themselves.

Recently, Nationwide entered the lifetime mortgage market but instead of offering its own range of plans, it refers its members to Pure Retirement

Call us anytime

We understand that with different options to choose from, it can be difficult to find the right lifetime mortgage plan provider for you. That’s why our team of expert and impartial advisers are on hand to answer all your questions and find the right solution for you.

It costs nothing to give us a call and the first and only person you’ll speak to is your local adviser. That’s because we don’t have call centres. Just highly qualified and experienced advisers ready to help you.