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Buckinghamshire Building Society


Buckinghamshire Building Society was founded in 1907 by a group of local businessmen in the village of Chalfont St. Giles, where it is still based. It was originally called the Chalfont and District Permanent Building Society and renamed the Buckinghamshire Building Society in 1961.

As a mutual society, it has no shareholders to pay and so the emphasis is on providing a traditional service to all its members. Its savings and mortgages services haven’t changed fundamentally since 1907 and the society now offers a range of discounted rate retirement interest-only (RIO) mortgages.

All the RIOs on offer will lend up to 60% of the property’s value. The minimum age is 55 and the RIOs differ in the arrangement fees you will have to pay to secure the loan and their minimum loan size – which is either £25,000 or £50,000 depending upon the mortgage you opt for.   

Do the high street banks offer lifetime mortgages?

The ‘big 6’ high street banks - that is Halifax, Barclays, Lloyds, HSBC, Santander and Royal Bank of Scotland (RBS) don’t currently offer lifetime mortgages or other equity release plans themselves.

Recently, Nationwide entered the lifetime mortgage market but instead of offering its own range of plans, it refers its members to Pure Retirement

Call us anytime

We understand that with different options to choose from, it can be difficult to find the right home reversion plan provider for you. That’s why our team of expert and impartial advisers are on hand to answer all your questions and find the right solution for you.

It costs nothing to give us a call and the first and only person you’ll speak to is your local adviser. That’s because we don’t have call centres. Just highly qualified and experienced advisers ready to help you.