Hodge Lifetime was original formed in 1965 as Home Reversions Ltd and was a founder member of the trade body–SHIP (Safe Home Income Plans) in 1991, which itself became the Equity Release Council. Hodge Lifetime are a subsidiary of Julian Hodge Bank and have now been providing equity release schemes longer than any other UK equity release company.
Specialising in the post-retirement marketplace, Hodge Lifetime offer a range of products from annuities to equity release schemes. Their equity release mortgages were the first to incorporate a flexible 10%pa repayment strategy, of which many other lenders have since copied. This allows the homeowner to control their future balance and reduce it – if and when funds are available to do so.
With additional unique product features, Hodge Lifetime are a leading innovator in this expanding industry. Of all the current equity release companies, Hodge Lifetime have the most focus towards retirement mortgage products. This has enabled Hodge to develop a range of retirement mortgages and RIO’s, based on income and affordability, for homeowners over age 50, where they wish to maintain an interest-only mortgage into retirement rather than roll-up equity release.
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We understand that with different options to choose from, it can be difficult to find the right home reversion plan provider for you. That’s why our team of expert and impartial advisers are on hand to answer all your questions and find the right solution for you. It costs nothing to give us a call and the first and only person you’ll speak to is your local adviser. That’s because we don’t have call centres. Just highly qualified and experienced advisers ready to help you.