OneFamily was formed in 2015 by the merger of Engage Mutual and Family Investments which combined has created one of the largest mutual organisations in the UK.
OneFamily is a trading name of Family Assurance Friendly Society with over two million members and managing more than £7 billion of family money.
OneFamily were the first lender to offer a variable interest rate products linked to the Consumer Price Index CPI, with a cap and collar to protect future rate rises, thus meeting Equity Release Council guidelines.
To complement the variable rates, OneFamily also offer fixed term and fixed lifetime interest rate options too. Choice is important and with this comes a range of flexible features for the homeowner to be able to discuss with their equity release adviser.
Plans come in different guises such as interest-only and voluntary payment, plus conventional interest roll-up where no repayments are required.
We need your correct email address and telephone number so that we can answer your question.
The ‘big' high street banks - that is Halifax, Barclays, Lloyds, HSBC, Santander, Royal Bank of Scotland (RBS) and Nationwide don’t currently offer lifetime mortgages or equity release plans themselves.
We understand that with different options to choose from, it can be difficult to find the right lifetime
mortgage plan provider for you. That’s why our team of expert and impartial advisers are on hand to answer
all your questions and find the right solution for you.
It costs nothing to give us a call and the first and only person you’ll speak to is your local adviser. That’s because we don’t have call centres. Just highly qualified and experienced advisers ready to help you.