The Many Faces of Tax: Why Britons Pay More Than They Think
January and February don’t have to be the “miserable months”, although bidding farewell to an all-too-brief period of annual over-indulgence and welcome relaxation doesn’t get any easier. The point was proven at a festive drinks get-together with friends between Christmas and new year, when a chap stood next to me admitted that he was looking forward to going back to work “like a hole in the head”...
What a Tube Journey Reveals About Retirement, Travel, and the Future of Pensions
London’s underground trains could never be seriously depicted as friendly, social hubs, affable places where you’re always likely to strike up conversation with...
What the November Budget Means for Over-50s Homeowners in 2025 and 2026
For many years, Treasury officials and financial journalists have engaged in a relatively harmless, pre-Budget, period of cat-and-mouse, the former feeding deli...
Don’t Wait to Live: Why More Over-55s Are Using Equity Release to Move Abroad
Few historians bother researching or writing about times past when mankind recorded little of interest, noting for future generations that everything was going...
Women and the State Pension Gap: How Equity Release Could Bridge the Shortfall
Between 2010 and 2018, the state pension age for women rose from 60 to 65, a decision justified on the rather tenuous grounds that it ‘streamlined’ pension prov...
Why More Over-55s Are Using Equity Release to Upgrade Their Homes and Boost Property Value
“Well, summer’s officially over,” declared the middle aged electrician as he shuffled through the front porch door and out of the light drizzle, carrying enough...
Will Higher Property Taxes and Stamp Duty Push More Homeowners Toward Equity Release?
There’s a certain amount of satisfaction, though the feeling is infused with a large slice of annoyance, in predicting a potentially significant change in gover...
Future-Proofing Your Finances: Why UK Savers Can't Rely on the State Pension Alone
Midway through our first visit to Copenhagen, my wife and I were getting ready to leave the remarkably accessible Christiansborg Palace, seat of the Danish parl...
Planning Your Retirement? Avoid These Common Mistakes
Most of us sporting a little more than a hint of grey hair tend to consider ourselves reasonably sensible people – the greying hair is a clear indication of our...
Could Equity Release Be the Answer to Rising Taxes and Pension Shortfalls?
The lengthening list of government travails have become depressingly familiar of late as our political leaders wrestle with one hugely important economic fact:...