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Peter Sharkey
How Inheritance Tax Changes Could Impact Your Pension—and Why Over-55s Are Turning to Equity Release
Discussions regarding Inheritance Tax (IHT) were once the sole preserve of ‘high net worth individuals’, namely those with significant capital or income living in the UK and liable to pay tax.
Can Equity Release Help You Avoid Downsizing? What Retirees Need to Know
A friend of mine, a former schoolteacher, retired almost a decade ago, since when he has traced his family tree back to the mid-fifteenth century. He regularly...
Could Equity Release Fund Your Next Big Adventure?
The extended spell of fine, summer-like weather has resulted in many of us forgetting that we’ve only recently reached spring, a particularly compelling period...
Interest-Only Mortgages: Hidden Risks and Financial Pitfalls
After spending more than 15 years living in the previous one, my wife and I moved to our current house around five years ago. It’ll come as no surprise to learn...
Retirement Income: Surprising Options You May Not Have Considered
Once you have received your ‘gateway’ password and other keys to access the website, I can recommend visiting Gov.UK if you’re even remotely interested in pensi...
How Equity Release Could Help You Buy a Dream Home Abroad and Escape the UK's Economic Gloom.
Over the past half dozen months, a steady flow of negative, misery-inducing headlines have convinced millions of folks that the country is rapidly hurtling towa...
Equity Release and the UK Pension Crisis: A Solution for Retirees?
Regular visitors to this area of the website will know that I have long believed (and no-one has contradicted my supposition) that the UK’s state pension struct...
Reviving Time-Honoured Wisdom: Equity Release and New Year Financial Planning
You hear them much less frequently nowadays than you once did perhaps thirty or forty years ago, because the sad truth is a disappointingly large number of trad...
Retirement Planning Tips: Travel, Financial Security, and Reducing Inheritance Tax
I suspect that most people head towards retirement armed with at least some basic ideas of what they would like to do when the moment to call time on their form...
From Radiograms to Tax Grabs: Life Lessons in Earning, Spending, and Protecting Your Assets
Remember radiograms? Those oversized, four-legged symbols of early 1970s domestic cool, invariably cased in teak or mahogany? My parents were the proud owners o...