Could Equity Release Be the Answer to Rising Taxes and Pension Shortfalls?
The lengthening list of government travails have become depressingly familiar of late as our political leaders wrestle with one hugely important economic fact: money is so tight, the electorate must expect taxes to rise later this year, even while government borrowing reaches record levels. Moreover, because there are no credible plans to repay this burgeoning debt, the impact of further borrowing...
Planning Your Retirement? Avoid These Common Mistakes
Most of us sporting a little more than a hint of grey hair tend to consider ourselves reasonably sensible people – the greying hair is a clear indication of our...
Can Equity Release Help Pay for a Wedding? Here’s How It Works
We travelled to Bristol the day before, taking our time, stopping for lunch and generally feeling pleased with ourselves for having the good sense to enjoy a re...
Don’t Downsize Your Retirement Plans: Discover the Power of Equity Release
The lengthy list of ambitions people begin itemising during their fresh-faced salad days are, by their very nature, almost always superseded by the time those s...
Worried About Retirement Income? How Over-50s Are Boosting Their Finances with Equity Release
Every now and then you read an online or newspaper article and think, ‘this applies to me’. It can be a weird sensation, as though the article’s author had delv...
How Inheritance Tax Changes Could Impact Your Pension—and Why Over-55s Are Turning to Equity Release
Discussions regarding Inheritance Tax (IHT) were once the sole preserve of ‘high net worth individuals’, namely those with significant capital or income living...
Can Equity Release Help You Avoid Downsizing? What Retirees Need to Know
A friend of mine, a former schoolteacher, retired almost a decade ago, since when he has traced his family tree back to the mid-fifteenth century. He regularly...
Could Equity Release Fund Your Next Big Adventure?
The extended spell of fine, summer-like weather has resulted in many of us forgetting that we’ve only recently reached spring, a particularly compelling period...
Interest-Only Mortgages: Hidden Risks and Financial Pitfalls
After spending more than 15 years living in the previous one, my wife and I moved to our current house around five years ago. It’ll come as no surprise to learn...
Retirement Income: Surprising Options You May Not Have Considered
Once you have received your ‘gateway’ password and other keys to access the website, I can recommend visiting Gov.UK if you’re even remotely interested in pensi...