Is Downsizing Worth It? How to Compare It with Equity Release to Help Fund Your Retirement
Although many of us we readily acknowledge its existence and importance, ‘emotional cost’ can be a difficult concept to measure. Truth is, in deciding whether to begin or continue an activity, we tend to fashion a mixture of emotional costs and benefits in an attempt to determine their magnitude.
Living Well, Living Longer: Strategies for Sustainable Retirement Finances
Receiving a congratulatory message from the late Queen Elizabeth II was once a comparatively rare event for someone reaching their 100th birthday and not, argua...
Countries accounting for more than 60% of the world’s economic output and well over 50% of its population are scheduled to go to the polls this year, a unique p...
Saving money: Straight forward changes to help manage your budget
Most of us associate new year resolutions with exercise. This could be an early morning run, pounding the streets in freezing cold weather, or religiously subje...
The Risk of Ignoring Future Care Costs
It’s reasonable to suggest that the deep chasm between public funding of social care and the increasing needs of an ageing population looks set to widen to cany...
Tomorrow's World: How AI's Impact on Life Expectancy Affects Baby Boomers' Retirement Plans
Readers of a certain vintage may recall a BBC television programme, first broadcast in 1965, which succeeded in capturing the imagination of a generation of bab...
How Equity Release Could Support Aspiring Homeowners in a Buyer's Market
Sat in a departure lounge at Sydney airport after experiencing five glorious weeks Down Under a few years ago, my wife and I mulled over what would / could have...
The Future of State Pensions in the UK: Will Equity Release Play A Key Role?
The number of seemingly popular, pre-election policies subsequently implemented once a political party ascends to power can usually be numbered on the fingers o...
Asset Rich And Cash Poor? You’re Not Alone.
A flurry of recent reports have found that around one fifth of UK adults aged 55 and over, approximately 4.2 million people, have less than £1,000 in savings. E...
Balancing the Books: Pension Triple Lock and Equity Release for a Comfortable Retirement
Towards the end of 2019, a few months before the pandemic arrived and turned our lives upside down, I shared a beer with a good friend, a guy I’ve known for mor...