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Don’t Downsize Your Retirement Plans: Discover the Power of Equity Release
The lengthy list of ambitions people begin itemising during their fresh-faced salad days are, by their very nature, almost always superseded by the time those same ambitious youths reach middle age. The gradual onset of grey hair invariably results in a series of revisions to our dreams: they become tempered, more pragmatic, while some are dropped altogether, although this is not to suggest that h...
Can Equity Release Help Pay for a Wedding? Here’s How It Works
We travelled to Bristol the day before, taking our time, stopping for lunch and generally feeling pleased with ourselves for having the good sense to enjoy a re...
Worried About Retirement Income? How Over-50s Are Boosting Their Finances with Equity Release
Every now and then you read an online or newspaper article and think, ‘this applies to me’. It can be a weird sensation, as though the article’s author had delv...
How Inheritance Tax Changes Could Impact Your Pension—and Why Over-55s Are Turning to Equity Release
Discussions regarding Inheritance Tax (IHT) were once the sole preserve of ‘high net worth individuals’, namely those with significant capital or income living...
Can Equity Release Help You Avoid Downsizing? What Retirees Need to Know
A friend of mine, a former schoolteacher, retired almost a decade ago, since when he has traced his family tree back to the mid-fifteenth century. He regularly...
Reducing the Risks of Equity Release: A Comprehensive Guide for Homeowners
Equity release has become an increasingly popular option for homeowners over the age of 55 who are looking to access the wealth tied up in their property, witho...
Could Equity Release Fund Your Next Big Adventure?
The extended spell of fine, summer-like weather has resulted in many of us forgetting that we’ve only recently reached spring, a particularly compelling period...
Retirement Income: Surprising Options You May Not Have Considered
Once you have received your ‘gateway’ password and other keys to access the website, I can recommend visiting Gov.UK if you’re even remotely interested in pensi...
Interest-Only Mortgages: Hidden Risks and Financial Pitfalls
After spending more than 15 years living in the previous one, my wife and I moved to our current house around five years ago. It’ll come as no surprise to learn...
Navigating Stamp Duty and Inheritance Tax changes
As we approach April 2025, significant changes to the UK's Stamp Duty Land Tax (SDLT) and Inheritance Tax (IHT) are set to take effect.