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Equity Release Calculators Enhanced Calculator

Equity release calculator for enhanced plans



How to use the enhanced equity release calculator

To get an idea of the maximum you could borrow with an enhanced lifetime mortgage, you simply need to input the value of your property (which must be a minimum of £70,000 and in the UK), the age of the youngest homeowner (which must be at least 55) and your postcode (to understand where you live) – as these are the criteria that lenders use when deciding how much money you can borrow.

How to use the enhanced lifetime mortgages

Facts show that the number of health conditions increase as we grow older. For this reason, ironically a history of ill-health could actually be beneficial if you’re planning to use equity release to help supplement your retirement income, or pay for big ticket items such as home improvements and adaptations.

Simply because having health conditions could allow you to release more money. Using similar underwriting as annuities, life expectancy can also be used to determine the size of your equity release.

Enhanced (or ill health) plans are only available if you have one or more of a range of health or lifestyle conditions. These vary from ones that you may be managing with prescription medication through to serious illnesses.

Making lifestyle choices, such as smoking or having a high body mass index also qualify.

Want to compare enhanced lifetime mortgages?

If you’d like to research the range of enhanced lifetime mortgages that are currently available, then feel free to use our ‘Compare Deals’ functionality which is only available at Equity Release Supermarket.

You’ll be able to see the plan interest rates, along with their features and any offers from all the lenders across the equity release marketplace.


Let’s make it personal

Your results may not be what you were expecting, but it’s important to remember they are only a guide. The enhanced calculator results are based on a calculation using severe health criteria. Your local expert adviser is on hand to answer all your questions and find the right plan for you based on your own specific health situation.
If you’re ready, why not call them now?



The Enhanced Lifetime Mortgage results shown in your calculation are only for illustrative purposes and cannot be guaranteed. This is because interest rates are subject to change and can depend on your location, health and the amount of capital you need to fulfil your personal circumstances. To understand the features, benefits and risks of a lifetime mortgage, please contact us and ask for your own individual, personalised illustration.