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Equity Release Calculators Second/Holiday Home Calculator

Second or holiday home equity release calculator

If you have a second or holiday home, you could use equity release as a way to raise capital funds.

These specialist plans are designed to help second homeowners access the money tied up in the value of their second property. Where homeowners are sometimes reluctant to secure anything against their main residence, equity can be released against a 2nd home instead.

Just as with any other lifetime mortgage – the most popular type of equity release plan, the money released is tax-free and yours to spend as you wish.

While the range of plans for second and holiday homes is not as extensive as it is for those wanting to release equity against their main residence, there are still plenty of options to meet your individual needs. Additionally, these plans come with competitive rates and flexible features.

How much money could I release?

To get an idea of how much money you could release with our second or holiday home equity release calculator, we just need a couple of details as these are the basic requirements lenders need -

  • The age of the youngest homeowner (who must be at least 55).
  • The estimated value of your 2nd/holiday home property (which must be a minimum of £70,000 and in the UK).
  • Your postcode.

Our calculator will then search across the plans that are currently available for second and holiday homes and your results are shown instantly within an easy to read format.



Let’s make it personal

Your second or holiday home equity release calculator results are there to give you an idea of how much money you could release. But they are only a guide. Your local expert adviser is on hand to answer all your questions and find the right plan for you. If you’re ready, why not call them now?



The Lifetime Mortgage results shown in your calculation are only for illustrative purposes and cannot be guaranteed. This is because interest rates are subject to change and can depend on your location and the amount of capital you need to fulfil your personal circumstances. To understand the features, benefits and risks of a lifetime mortgage, please contact us and ask for your own individual, personalised illustration.