Hi, I’m Stephen, one of the independent advisers here at the award-winning Equity Release Supermarket.
I have worked in financial services for over 30 years, much of this as an investment manager in the City, experience that made me acutely aware of the significance of long-term financial decisions.
I also co-founded a laser clinic, which involved consideration of many factors to become a successful business, which I then sold to my partner to concentrate on mortgages.
From residential mortgage advice I chose to specialise in Later Life solutions, a role that brings me great satisfaction in helping clients to reduce anxiety during the next chapter of their lives, a time which they’ve worked to enjoy.
Equity release is a long-term financial decision and the more information we gather, the more detailed our advice can become.
This often leads to some important discoveries; a lady who didn't know she’d been eligible for her State Pension for over 5 years and had kept working, and a couple on their second marriage who weren’t aware one of them was not on the deeds to their home due to a previous solicitor's error, raising concerns over the validity of their Wills.
These two examples show the importance of a comprehensive discussion and personalised advice.
Outside of my role as an adviser, I live in Hertfordshire with my partner and am the proud father of two adult sons. I enjoy gym classes, cycling and a nice glass of red.
I would be pleased to provide my services without obligation, either over the phone, video or face to face, whichever you are most comfortable with.
Your family are welcome to attend and often ask questions that benefit everyone.
I look forward to speaking to you.