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More2Life


More2Life launched in 2008 and have grown rapidly to become a leading, specialist lifetime mortgage lender. Their plans are only available through specially selected brokers – of which Equity Release Supermarket is one.

More2life offer four different types of lifetime mortgage:

More2Life Flexi Choice Plans

The ‘Flexi Choice’ range of lifetime mortgage plans are funded by a leading UK life insurer. There are several different versions of the ‘Flexi Choice’ plans which are available either as lump sum plans or with a drawdown facility. They differ in the size of the loan-to-values they offer, the interest rate and the minimum and maximum loan amount that can be taken – so that you can customise a plan that meets your individual needs.

More2Life Tailored Choice Plans

‘Tailored Choice’ is a range of lifetime mortgages designed specifically for people with qualifying medical conditions which could allow you to borrow more.

More2Life Maximum Choice Plans

‘Maximum Choice’, as the name suggests, is More2Life’s lifetime mortgage plan for those looking to borrow the most they can and so the interest rate on offer reflects this. ‘Maximum Choice’ is available either as a lump sum or drawdown plan.

More2Life Capital Choice Plans

‘Capital Choice’ is also available in several different versions; if you opt for a smaller loan size to the value of your home, then you’ll pay a lower interest rate.

With ‘Capital Choice’ you also have the facility to make 10% capital repayments every year and there are no early repayment charges.

Whichever type of More2Life equity release plan you’re interested in, they all come with a wide range of flexible features such as inheritance protection, the ability to make voluntary repayments, fixed/ exemptions to early repayment charges (depending upon your circumstances).

Do the high street banks offer lifetime mortgages?

The ‘big 6’ high street banks - that is Halifax, Barclays, Lloyds, HSBC, Santander and Royal Bank of Scotland (RBS) don’t currently offer lifetime mortgages or other equity release plans themselves.

Recently, Nationwide entered the lifetime mortgage market but instead of offering its own range of plans, it refers its members to Pure Retirement

Call us anytime

We understand that with different options to choose from, it can be difficult to find the right home reversion plan provider for you. That’s why our team of expert and impartial advisers are on hand to answer all your questions and find the right solution for you.

It costs nothing to give us a call and the first and only person you’ll speak to is your local adviser. That’s because we don’t have call centres. Just highly qualified and experienced advisers ready to help you.