How to Reduce your 'Effective' Interest Rate by Making Flexible Voluntary Payments
Did you know you can make optional, partial, voluntary payments to your equity release lender? Although equity release gives you the option of making no repayments at all, if you choose to make optional, partial voluntary payments you could safeguard an inheritance and control the balance of your Lifetime mortgage.
The equity release industry is continually striving to develop new ways of helping homeowners age 55+ to release equity from their property. Equity Release Supe...
Managing the Base Rate Increase: Exploring the Benefits of Equity Release
As of Thursday 22nd June 2023, the Bank of England implemented another interest rate hike, bringing it to 5% from 4.5%. This significant increase marks the 13t...
How To Check If You’re Eligible For Equity Release
Equity release is an appealing option for many people wishing to support their later life goals or fund their standard of living in retirement. However, we ofte...
How Mortgages and Equity Release Provide a Conduit Through Life
Any financial decision you make during your lifetime is never usually more important than taking out a mortgage to buy your dream home. The right advice at this...
Interest Rates Rise to 4.5%: How to Avoid Monthly Mortgage Payments
As of Thursday 11th May 2023, the Bank of England raised interest rates to 4.5%, marking the 12th consecutive rise. This means that people with variable mortgag...
How Voluntary Payments Can Preserve The Value Of Your Estate
Voluntary payments can be a game-changer for those who are considering equity release. It can provide customers with the flexibility to reduce the cost of borro...
The Impact of Spray Foam Insulation on Equity Release: Real-life Example and Expert Tips
Spray foam insulation (SFI) is an insulation material applied using a spray gun. The foam is made from a combination of chemicals that react and expand, creatin...
Maximising Your Legacy: How Equity Release Could Help You Pass on Wealth to Your Heirs
An Inheritance tax specialist recently explained that inheritance tax can significantly reduce the amount of wealth that an individual may be able to pass on to...
Cheetham Bell gives fintech its TV debut
The fintech is looking to broaden its audience after launching its industry-first digital solution, smartER, for consumers, and the TV spot will be rolled out n...